It is always best to analyze one's current situation before signing up with a top-tier level PayPal account. If the need for a PayPal Premier or Business account. Here's how to sign up for a PayPal account: Go to the PayPal website and click Sign Up at the top of the page. Select the type of account you would like to open. Simple step-by-step tutorial with instructions on how to create a PayPal account with or without Credit or.